We are constantly being told that the housing market is booming, mainly by the London-centric media. The truth is that away from London it is still struggling, if anything its getting worse, thanks to the sometimes insensible new mortgage rules.

And both main political parties have policies that will have a negative impact on the housing market after the election. Labour’s mansion tax, and the Tories subsidised new homes will drag houses prices down across the sector and remove what little confidence there is.